Stop guessing. Start knowing.
Most screening tools flag risks but leave analysts to weigh them alone - producing inconsistent decisions that vary by person, caseload, and confidence level. The COMFORT Score™ replaces that guesswork: combining match confidence, materiality ratings, and mitigating factors across 12 risk domains into a single contextual risk score that is always consistent, traceable, and defensible.
Three steps. One defensible answer.
Every COMFORT Score™ follows the same transparent, rules-based process - so every analyst, every time, gets the same calibrated output.
Intelligence gathering
KYCopilot simultaneously scans 15,000+ global sources across all 12 risk domains. Every result receives a confidence rating - low-quality or tangential mentions are automatically filtered out before scoring begins.
Multi-factor weighting
Each finding is scored using transparent, rules-based logic: directness of implication, severity of allegation, recency (last 6 months weighted highest), frequency across independent sources, geographic relevance, and mitigating circumstances.
One defensible score
The weighted outputs are synthesised into a single score from 0-100, mapped to Low, Medium, High, or Critical. Every contributing factor is recorded - giving a clear, traceable rationale your compliance team can stand behind.
Every angle. Every time.
The COMFORT Score™ draws from 12 interconnected risk domains. Each is evaluated independently, then weighted and synthesised into the final score.
Adverse Media
Negative news and public mentions scored for direct relevance, source credibility, and recency.
Watchlist Findings
Official sanctions, PEP, and regulatory watchlist matches across 50+ global databases including DFAT, OFAC, UN, and EU.
Court Cases
Legal disputes, judgments, and ongoing litigation from global court records - rated by severity and recency.
Officer Red Flags
Issues with directors, owners, or key individuals - with special weighting for sanctions, PEP exposure, and direct implication.
Registration Status
Official standing of the entity in its jurisdiction - active, inactive, dissolved, or under administration.
Related Entity Risk
Risks in parent companies, subsidiaries, sister entities, and affiliates - every connected node independently screened.
Corporate Network
Risks across the broader connected entity network, extending to 4th and 5th party exposure through ownership and control.
Supply Chain
Third-party supplier exposure with adverse media validation, criticality ratings, and documented mitigating context.
Industry Risk
Inherent risks associated with the company's sector, including financial crime exposure and regulatory burden.
Country Risk
Risk profile of the jurisdiction of registration and principal operations, incorporating FATF ratings and NRA assessments.
Cybersecurity
Known data breaches, hacks, or security failures - with an evidence-based confidence rating on every detected incident.
ESG Risk
Environmental, social, and governance concerns surfaced from public controversy, reporting, and investigative sources.
Every score has a story.
The COMFORT Score™ is not a black box. Every contributing factor - from the severity of each finding to the exact mitigating circumstances considered - is documented alongside the score. Your team always knows exactly why a score is what it is.
“Every score includes clear justification, sources, and reasoning - perfect for internal reviews, audits, or regulator questions.”
Three credible, direct articles implicate the entity in a 2024 tender fraud investigation. High materiality - direct accusation, confirmed recency.
Parent company (TMM Holdings) carries an existing HIGH rating. Network contamination applied - parent risk elevates subject entity per methodology.
Australia rated MEDIUM by FATF/NRA. Jurisdiction risk factor applied at standard weighting per country risk model.
No matches found across DFAT, OFAC, UN, EU, UK HMT, and 12 additional databases. Confidence: Very High.
No prior completed prosecutions or regulatory enforcement actions found. Reduces score marginally per mitigating circumstances framework.
Like having a team of expert researchers working in minutes.
AML, compliance, and due diligence teams face growing pressure - more entities to screen, stricter regulations, limited headcount. The COMFORT Score™ was built to solve this exactly.
Days of manual research per entity - often longer when under pressure
Complete intelligence across 12 risk domains delivered in minutes
Results vary by analyst, caseload, and individual confidence level
Identical methodology applied to every case, every time
Decisions shaped by familiarity, assumptions, and gut feel
Evidence and predefined logic only - zero subjectivity
Everything reviewed with equal intensity, regardless of actual risk
High and Critical risks surface instantly - your team focuses where it counts
Hard to explain decisions to auditors or regulators after the fact
Full justification, cited sources, and clear reasoning attached to every score
Quality and consistency drop as caseload and headcount pressure increases
Thousands of entities screened to the same high standard, every time
Ready to experience certainty?
See a real COMFORT Score™ in action with a complete EDD report sample - or run your first report instantly. No contracts, no setup required.
Also in KYCopilot
Due Diligence
EDD Reports
Comprehensive AI-generated EDD reports in under 5 minutes — every risk area COMFORT scored, source-cited, and audit-ready.
Entity Mapping
I2G™ Intelligence
Near-instant screening for persons and companies — sanctions, PEP, and adverse media across 22 categories — with corporate network mapping on every connected entity.
Jurisdiction Intel
Country Risk
FATF, Basel AML Index, and treaty compliance data across 200+ jurisdictions, continuously updated.